Just renewing the insurance on the Cooper S and reading the small print, as you do. I've been jogging along now for 22 years claim free with no issues, never ever had proof of ncb issued to me. now I'm looking at a statement that says unless you can prove it, you may not be covered.
I assumed that all an insurance company could tell if you have claimed before or not. I'm pretty sure they'd whip that evidence out right sharpish if they needed to.
Anyone else in this position or know how to go about getting proof of ncb from over the years? I can't even remember half of the companies I've ever been with.