It's sounds grey at your insurers but not at Quinn's. If you went with them, I'd be all over the small print if I were you.
It's a risk I couldn't take. If you get into an accident and they ivestigate you, you'll be cr*pping your pants, especially if they find out you are an RTOC member.
Let us know how you get on.
I'm still not buying it, sorry.
How do you explain the situation to the copper if his anpr-equipped car pulls you over, which is probably gonna be a regularly occurance given the car will have no insurance against it on the database.
Is it worth the 6 points to find out the hard way? That's unless of course you can get something in black & white from the insurance company before-hand stating that it is ok to drive an uninsured car & still be covered 3rd party. If they do that, well, I'll be fecking gobsmacked, and wondering why I've been insuring ropey old run-arounds over the years!
Mind you, if you ever did hit & hurt someone, god forbid, in said 'uninsured' car, I wonder if the insurance company will pay out, and not leave you to pick up the pieces?
in this situation i think you need to email the insurance company outlining in black and white exactly what you propose and see if you can get a black and white response that dosent have any small print etc.
That is the only way i would trust this.
Originally Posted by djinuk
That's what happened to my mate,i dont actually have a policy with quinn,my mate does,he was yanked due to it flagging up that the vehicle was'nt insured,he argued that he was,the copper then phoned through & the lady at quinn told him he was covered.
obviously the policy has the drive any car advantage,but it does'nt cover your car overnight for theft/damage etc
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