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  1. #1
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    Ashy's Avatar
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    Insurance

    Yo,

    Just getting old whitey sorted for going back on the road...

    Had a quote from HIC at £260.00 fully comp, value £1500 agreed, 2000 miles legal cover etc etc. At 30 yr's old, fairly std car, full NCB (although not considered as its a clasic policy) no points or accidents, is that a good price?

    I think i only paid £350.00 a year for my 2.0 16vT R5 stripped out with cage etc...?

    Just thought I'd see what you guys thought or should I go somewhere else?

  2. #2
    Non-member Spooky's Avatar
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    Re: Insurance

    Thats very good mate.

    I'd be happy with that

  3. #3
    Non-member Brigsy's Avatar
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    Re: Insurance

    Try footman james, mines £230 fully comp classic policy. Graham sykes are good aswell.

  4. #4
    Non-member Spooky's Avatar
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    Re: Insurance

    Quote Originally Posted by Brigsy View Post
    Try footman james, mines £230 fully comp classic policy. Graham sykes are good aswell.
    And I should've mentioned that as well, ringing about usually saves a few more £'s as you well know

  5. #5
    Non-member BriC's Avatar
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    Re: Insurance

    I'd recommend Peter James insurance. I'm with them and it was about £450 on a classic policy and I'm 21!

  6. #6
    Committee, Shop Manager, SE Regional Rep Bigfoot's Avatar
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    Re: Insurance

    Just got my insurance through on my daily driver (E46 328i) and shock of my life, £647 tpft, after them coming up with same spill of insurance has gone up this year and haven't I seen the news, well managed to get it down to £439 for the year which im happy with, lowered mileage from 7k a year to 5k, great when only have to drive 1.6miles to work each day , and came off a modified insurance company, as previous car I had only the insurance had to be on modified insurance and can now come off that with this car next month im due the renault 5 insurance which not looking forward to hate this time of year

  7. #7
    Non-member Spooky's Avatar
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    Re: Insurance

    I've just spent £10k on a car for the wife and my insurance came in under £250 INC business use...if they asked for anything over £300 I would've told them to fook off!!!

  8. #8
    Committee, Moderator Matt Cole's Avatar
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    Re: Insurance

    Quote Originally Posted by Ashy View Post
    Yo,

    Just getting old whitey sorted for going back on the road...

    Had a quote from HIC at £260.00 fully comp, value £1500 agreed, 2000 miles legal cover etc etc. At 30 yr's old, fairly std car, full NCB (although not considered as its a clasic policy) no points or accidents, is that a good price?

    I think i only paid £350.00 a year for my 2.0 16vT R5 stripped out with cage etc...?

    Just thought I'd see what you guys thought or should I go somewhere else?
    Who you kidding 30!? Feck off!

  9. #9
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    Re: Insurance

    try carole nash classic policy. tell them 'spiderman' sent you for a big discount

  10. #10
    Committee, Shop Manager, SE Regional Rep Bigfoot's Avatar
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    Re: Insurance

    Just searching around more and admiral want £484 for fully comp, direct line wanted 1100 how can it be that much difference, trying a few other places still. Mine used to be under 250 a year but that was on my convertible, miss that car only because it was cheaper to run and insure

  11. #11
    Non-member Sy5GTT's Avatar
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    Re: Insurance

    I always used HIC with the 5. And, they were good with the Scooby until this year. £670 fully comp

    Aviva want £318

  12. #12
    Committee, Shop Manager, SE Regional Rep Bigfoot's Avatar
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    Re: Insurance

    Starting off with £647 TPFT with HIC, I have now got it for £391 fully comp with Admiral thats a bit of a saving

  13. #13
    Non-member BriC's Avatar
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    Re: Insurance

    Quote Originally Posted by Bigfoot View Post
    great when only have to drive 1.6miles to work each day
    You drive 1.6 miles a day!? You could walk that in 20-25 minutes! Lol

  14. #14
    Committee, Shop Manager, SE Regional Rep Bigfoot's Avatar
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    Re: Insurance

    Quote Originally Posted by BriC View Post
    You drive 1.6 miles a day!? You could walk that in 20-25 minutes! Lol
    Or drive it in about 3mins do 10 hour days, dont fancy doing all that walking as well each day

  15. #15
    Non-member BriC's Avatar
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    Re: Insurance

    Quote Originally Posted by Bigfoot View Post
    Or drive it in about 3mins do 10 hour days, dont fancy doing all that walking as well each day
    Fair enough tbh. I only work 1.9 miles, and I had been driving temporarily when it's been proper cold. Normally ride my bike, and just got back into it. It takes me 10 minutes on bike, or 10 minutes in the car, due to traffic and traffic lights, so it makes sense to ride! Plus, it doesn't do the engine / catalytic converters any good not letting the engine warm up properly, and with it being such a big engine, it takes a while!

  16. #16
    Committee, Shop Manager, SE Regional Rep Bigfoot's Avatar
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    Re: Insurance

    Always give the car a blast in the evenings and weekends. And then long distance once a month or so when going away for weekend. Would cycle if there was a flat route, no real hills around this whole area apart from the one which is exciting my village, not sure where that came from but its bad enough trying to walk it let alone cycle it lol, well when I say walking its more of stagger back from the night out in the pub any car short journeys wont do it any good, one main reason why I stopped using my renault 5 gt turbo as a daily driver when I had a 2nd one for a while.

  17. #17
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    Re: Insurance

    im with footman james fully comp 5k miles a year agreed 3500 vaule. £162.50p classic car policy happy days.

  18. #18
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    Re: Insurance

    Quote Originally Posted by MADFIVE View Post
    im with footman james fully comp 5k miles a year agreed 3500 vaule. £162.50p classic car policy happy days.
    Just got a quote from Footman James.. £174.74

    Awesome, will be purchasing tomorrow

  19. #19
    Non-member Gibbo69's Avatar
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    Re: Insurance

    footman james all the way

  20. #20
    Non-member Spooky's Avatar
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    Re: Insurance

    Quote Originally Posted by Ashy View Post
    Just got a quote from Footman James.. £174.74

    Awesome, will be purchasing tomorrow
    Might see if they will insure my S Max

  21. #21
    Member D4WNO's Avatar
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    Re: Insurance

    Glad to see so many people have had good quotes from Footman James, our contact there has recently been in touch too, which is nice and NEVER happens with anyone else. Are you all remembering to mention that you are an RTOC member when you request a quote?

  22. #22
    Non-member Gibbo69's Avatar
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    Re: Insurance

    yep

  23. #23
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    Re: Insurance

    Quote Originally Posted by D4WNO View Post
    Glad to see so many people have had good quotes from Footman James, our contact there has recently been in touch too, which is nice and NEVER happens with anyone else. Are you all remembering to mention that you are an RTOC member when you request a quote?
    yes d4wno always.

  24. #24
    Non-member gimme5's Avatar
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    Re: Insurance

    yep, £120, 2k mileage, agreed value £6000

  25. #25
    Committee, Shop Manager, SE Regional Rep Bigfoot's Avatar
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    Re: Insurance

    Mines due next month for my 5 so will be giving them a ring and finding out what they can do for me

  26. #26
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    Re: Insurance

    o my days these insurance quotes that all use have is mint think i need to be older im 19 with 1years no clams and no crashes or clams and obv no mods insured and im payin 2600 thank god it runs out in april and take it of the road for a conversion.

  27. #27
    Non-member BriC's Avatar
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    Re: Insurance

    Quote Originally Posted by wozzer View Post
    o my days these insurance quotes that all use have is mint think i need to be older im 19 with 1years no clams and no crashes or clams and obv no mods insured and im payin 2600 thank god it runs out in april and take it of the road for a conversion.
    Lol, I got insured on a GTT when I was 18 (3 years ago) for £2000! Insurance has gone up so much more recently its ridiculous! It was about £1500 for me at 19 I think.

    Now it's £450 on a classic policy, or about £900 on a normal one.

  28. #28
    Committee, Moderator Matt Cole's Avatar
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    Re: Insurance

    Do footman James insure you if you have mods / engine swaps etc??

  29. #29
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    Re: Insurance

    New poster! (less than 10 posts)

    Quote Originally Posted by MATT C Ringworm Tuning View Post
    Do footman James insure you if you have mods / engine swaps etc??
    Yeah got mine from them about £380 with mods doing 8000 miles a year.

  30. #30
    Non-member philg's Avatar
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    Re: Insurance

    I rang them last month and having no back seats, they would not insure

  31. #31
    Committee, Shop Manager, SE Regional Rep Bigfoot's Avatar
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    Re: Insurance

    I know should look around really, well did on the BMW and saved that sort of money, but with my renault its takes hours on the phone going through the whole list of changes been made to the car that I normally just stick with the same company year on year, not best way really

  32. #32
    Non-member J8TRO's Avatar
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    Re: Insurance

    Quote Originally Posted by MATT C Ringworm Tuning View Post
    Do footman James insure you if you have mods / engine swaps etc??
    They should (or at least did with me) ask if the mods have increased the bhp of the car to over 10% more than the standard bhp.

    If it is over 10% they will refuse, or state they cannot insure you. How or if they would ever actually prove this in the event of a claim however is for your own opinion.

    Oh and FYI my policy with FJ is £114

  33. #33
    Committee, Moderator Matt Cole's Avatar
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    Re: Insurance

    Quote Originally Posted by J8TRO View Post
    They should (or at least did with me) ask if the mods have increased the bhp of the car to over 10% more than the standard bhp.

    If it is over 10% they will refuse, or state they cannot insure you. How or if they would ever actually prove this in the event of a claim however is for your own opinion.

    Oh and FYI my policy with FJ is £114
    ha, just putting a clio 172 engine in is at least 45% increase!!

  34. #34
    Non-member dave j gtt's Avatar
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    Re: Insurance

    Quote Originally Posted by D4WNO View Post
    Glad to see so many people have had good quotes from Footman James, our contact there has recently been in touch too, which is nice and NEVER happens with anyone else. Are you all remembering to mention that you are an RTOC member when you request a quote?
    I linked the club to my policy 2-3 year back as well as having on my profile an recommending them. Then a contact apeared on rtoc a while after.

    Then it got funny, When i went to re-insure after couple of months in garage with no insurence. My gtt is not old enough to fit in catorgy of classic with it being 1991

    whatever... i will be back to insure my gtt with them no doubt. Footman James offer good insurence at competitive price.

  35. #35
    Motech Tony Walker's Avatar
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    Re: Insurance

    Graham sykes ftw mines 330 fully comp 3000miles, 6 points 0 no claims(5yrs on my picasso) all mods declared(lots of inc cage) nice people too

    im 24yrs old too.
    Last edited by Tony Walker; 05-02-2011 at 22:13.

  36. #36
    Non-member Josie172cup's Avatar
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    Re: Insurance

    Just got my insurance renewed today with adrian flux on a modified policy. £649 TPFT - unlimited milage

    im 23 with 3 points (SP30) and 5 years NCB

    it was going to be £1300ish Fully comp

    Footman James refused to give me a quote
    - Under 25
    - Car modified from std.

  37. #37
    Committee, Shop Manager, SE Regional Rep Bigfoot's Avatar
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    Re: Insurance

    Just got a renewal from HIC, footman James wouldn't touch a big increase in power. But got HIC down to £348 TPFT with car valued at £4999, cheaper than my BMW as well to insure.

  38. #38
    Non-member Josie172cup's Avatar
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    Re: Insurance

    got an insurance quote from graham sykes for £512

    unfortunately they where too late and i bought my insurance through adrian flux (£650), i've had it 6 days and it will cost me £70 to cancel the Greedy ****ing arseholes

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