Car Insurance WTF!!!

[Rob@Backyardracing]

Is it just me or is anyone elses car insurance been going up over the last two years.. Ok yeah we all no the ecomany is on its arse etc etc.. but over the last couple years my insurance has now gone up around 85% am so freaking mad, ive got 10y NCB, no points...Ive spent the last few hours online trying all the normal things you do with no joy, all still have this huge increase, Even my GT`s insurance went up around 80% last year and i know its due in a couple weeks!!!! i refuse to re insure it this year and it can just sit there... joke!!! Is it just me or what????

[dave j gtt]

no me also rob...

[Scoff]

my classic policy went up a little bit this year, not 80% though ? rob it's worth phoning companies instead, nearly all the online ones are a waste of time. My daily drive is insured though elephant, they were the only online one to beat the phone quotes!!

[dave j gtt]

yeah agree about the phoning up part. standard insurence has gone up loads near doubled for me over the last three years

[Adam L]

I tried a couple of dozen insurance companies last week and the all wanted stupid money. I phoned Adrian flux and they quoted me an ok price for fully comp, then I tried Sky and they were £100 cheaper and gave me more in the policy, like protected no claims, covered on any other vehicle tpft, European cover and a £9k agreed value.

If you phone people you've also got the opportunity to sweet talk them and ask if they can beat so and so's price.

[TNT Tricky Nicky]

I spent about 2 hours ringing around just to renew at the same price I paid last year. It's crazy.

One guy was saying it was because companies were fighting for business so gave low quotes, they shot themselves in the foot as they didn't make enough to cover claims rising from uninsured drivers. Now they're tryin to top up the pot by increasing all quotes

[minty83]

i really dont get how they come up with there prices i had 3 cars all on the road at 1 time and the prices never made sense!
vw golf 25th anniversairy (diesal) £580 it cost this yr to re-new which was a slight increase from last yr.
My 5 comes in around the £600 mark again this yr increased, spec has changed tho... but this is what confused me... my exige with engine conversion declared cost me 415??? wtf! do they just pull these figures out of there arses?

[Rob@Backyardracing]

Well my GT insurance renewal came yesturday, over the last two years its gone up from £190 and now is £456... piss take or what...

[J$£5GTT]

Well my GT insurance renewal came yesturday, over the last two years its gone up from £190 and now is £456... piss take or what...

piss take...go shopping i say mate.

[robbie506]

Well my GT insurance renewal came yesturday, over the last two years its gone up from £190 and now is £456... piss take or what...

who's that with?

i got a quote of halifax for my 5 gtt they wanted £1688 tpft. ermmmmmmmmm no. cheapest so far is £206 with the misses as a named driver.

[Brigsy]

Aye insurance seems to be creeping up to piss take levels. I got a quote for my daily , group 6 xantia hdi, 5yrs ncb tpf&t with business use £470!

Ended up going for a motor trade policy, only a few quid more expensive & covers me van aswell. Keeping the gtt on the classic policy though for agreed value.

[djinuk]

ive paid over the odds on the 5 this year .. £570 with adrian flux, limited mileage high excess all the rest of it..

I was gettign quotes of 2k onwards from some folks.

[lee1707]

New poster! (less than 10 posts)

footman James classic insurance, 4500 miles a year £192 on a standard raider and they give club discount.

[Trevhib]

Renewed mine in late May. I'm 33, 10yr NCB, no points. Assumed I'd pay £140 tpft for the Corsa - group 1E.

Took me hours to get a figure of £200 tpft. I was livid.

Eventually, I found Marks and Spencers (yeah you read it right!) who wanted £220 fully comp, so plumped for that on installments, lol.

Things have definitely changed in the premium calcs this/last year.

[wolvo]

£ 170 quid with footman james on my 5

[djinuk]

My god, yesterday my quote was £570... today its £589.. going to call there bluff.. , a £19 increase over night is a fukin piss take..

[robbie506]

My god, yesterday my quote was £570... today its £589.. going to call there bluff.. , a £19 increase over night is a fukin piss take..

they have to hold the original quote for something silly like 30 days.

[djinuk]

this is what i thought but apparntly as they are brokers there prices are all subject to change on a daily basis ..

[robbie506]

this is what i thought but apparntly as they are brokers there prices are all subject to change on a daily basis ..

who are you using try brentacre the specialise in modified and performance cars number is 01792 650 933. www.brentacre.co.uk/

[Ian S]

For my engine modified 1.1 litre non turbo'd Fiat there were a few companies offering insurance last year so I could lever them against each other.

This year there was only one and I began to wonder if I couldn't get it insured!!! HIC did in the end for an increase over last year.

The official Fiat club insurer won't insure the Ilford post code!

I didn't try Flux as they have 'don't buy from' flag from plenty of people.