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Bigfoot
17-05-2011, 08:42
Got an insurance quote for £90 with Sureterm (anyone heard of them?), only thing is its got a £600 excess :eek: they say its down to my age :crap: or got Footman James for £150. Im not aiming at destroying the car or even damaging it but £600 is a bit much really just incase anything does happen.
Alex
17-05-2011, 12:12
I'd bite their hands off! :eek: Just make sure you don't stack it! :cry:
D4WNO
17-05-2011, 12:34
I'd be a bit wary of a company I didn't know anything about - have you found anything on Google?
Bigfoot
17-05-2011, 13:09
Just having a read and think its a dont stack it, dont make any changes to the policy or cancel it early, other than that, £90 for a piece of paper will be fine. Still thinking might be worth just the extra £60 just for the peace of mind though.
D4WNO
17-05-2011, 13:14
Yeah personally, I'd rather pay the extra just to feel better about it
Bigfoot
17-05-2011, 13:35
Footman James it is :) thats scarey when start reading about that insurance company :dearme:
adscan
19-05-2011, 20:40
What is scary about sureterm?
Bigfoot
19-05-2011, 21:36
What is scary about sureterm?

https://www.moneysupermarket.com/c/car-insurance/suretem-direct/reviews/140/

http://www.reviewcentre.com/reviews103995.html

http://www.uk-insurance-index.co.uk/reviews/sureterm-direct-review-1200.html

and loads more reviews all saying the same thing, your not with them are you??
adscan
19-05-2011, 21:52
It seems all the problems stem from cancelling early.
If your 5 is a long term car and you have no intention of cancelling early I can't see the problem with them.
After all a classic policy with 5000 miles a year for £85. £100 excess. Can't really be bad.
Bigfoot
19-05-2011, 23:13
It seems all the problems stem from cancelling early.
If your 5 is a long term car and you have no intention of cancelling early I can't see the problem with them.
After all a classic policy with 5000 miles a year for £85. £100 excess. Can't really be bad.

The excess was £600 for the car. And the problems dont just start with cancelling, more of changing any info on the car or even trying to send them documents like a guaranteed value they keep loosing everyones mail or denying they ever got it in the first place.
adscan
20-05-2011, 14:34
The excess was £600 for the car. And the problems dont just start with cancelling, more of changing any info on the car or even trying to send them documents like a guaranteed value they keep loosing everyones mail or denying they ever got it in the first place.

Oh I see.

My car has had no modifications and that is the way it will remain. £85 notes for a insurance document is still good.

I see how making changes to the policy has hiked the price up.
markey b
25-05-2011, 14:13
i dont think there is many 5's out there that would get repaired in the event of a smash to be fair, most are written off as uneconomical, or lack of parts....

if my orange car gets damaged, providing i can walk away i'd be breaking whats left and would probably get double any possible payout