FJ

[J8TRO]

Footman James just came good again........

Policy starts on April the 1st for £114.90 fully Comp for the year!

I just hope it's not an Aprils fool :scared:

That's a saving of £37 on last years policy!

[D4WNO]

Awesome, they do seem to be pretty good on their classic car policies. Obviously, it won't suit everyone but from what I've heard there are some happy bunnies out there :)

[Brigsy]

Thats an awesome price, Ill definately be giving them a ring come september when my policy runs out on the gtt. Im currently paying £220 comp on mine with hic!

[dangerous dave]

Thats an awesome price, Ill definately be giving them a ring come september when my policy runs out on the gtt. Im currently paying £220 comp on mine with hic!

just coughed up 500 fully comp on mine....standard:cry:

[raj]

are there any limitations with classic car policies.?

[dangerous dave]

are there any limitations with classic car policies.?

kinda, mines with hic on a classic but i wanted cover on friends cars etc as my van doesn't cover me like that.. in the end ive moved away onto any old fecking policy and payed for it:crap: but you get what you pay for..:)

[tubby5]

just done a quick online qoute,and it came out at £181:)but its saying your car must not be modified.so basically that was for a standard 5:cry:

what insurance companys do people use who have had engine conversions???and how much has the premium gone up by??

[Penfold aka The Dealer]

From what i hear HIC are good at covering cars with Mod's and dont always charge more... the main issue's with classic car insurance are that they are
1) Limited Mileage
2) Very few Insurance companies do it
3) Can be a pain when claiming
4) Agreed value often cost more and hard to prove your car is worth X amount

HIC & Flux are now owned by the same company and they are the biggest company's to offerer Classic/Agreed values - Flux have been known to be right :jerkoff:

[sphinX]

Will be giving them a call in June

[J8TRO]

just done a quick online qoute,and it came out at £181:)but its saying your car must not be modified.so basically that was for a standard 5:cry:

If you phone them and tell them of your mods it will have no effect on your policy (within reason). You obviously cant enter that info on-line.

My mods are declared, Wheels, Suspension, Exhaust, Brakes, IC, etc............

Girl on the phone did say the underwriters had upped their game recently and were refusing on certain items.

For peoples info, my car is garaged and limited to 1500 miles which is fine for my use. I actually only wanted to take out a 6 month policy but they don't do that :crap: GTT is a second car, i'm 28 with 10 yrs NCB, no convictions etc

On the upside, I also get free green flag recovery if the car is more than a mile from home, also 30 days European cover!

[Mr Raider]

Sounds like a good deal, am currently paying £401.00 with Adrian horse-head:coffee:

[Dave_FJ]

Footman James just came good again........

Policy starts on April the 1st for £114.90 fully Comp for the year!

I just hope it's not an Aprils fool :scared:

That's a saving of £37 on last years policy!


Very pleased to hear that. Sounds a bit on the cheap side to me though, perhaps i'll review the rates ;)

[Penfold aka The Dealer]

Very pleased to hear that. Sounds a bit on the cheap side to me though, perhaps i'll review the rates ;)

Hi dave,

Can your company use NCB on 2 cars if i wanted to insure my 5 turbo and my daily driver? Also am I mean to speak to you or anybody?

[MADFIVE]

mines with flux and i have told them every mod on the car and engine. milage 3000 a year covered on track days. and if any mod on the car goes they replace it with the same uprated parts. :D ie turbo head/gasket. and agreed value of 3500 pounds. i pay £378 fully com with protected no claims. im 30years old with 11years no claims bonus.

[sphinX]

Just seen you can't get insured with FJ if you are under 25 :(

[Dave_FJ]

Hi dave,

Can your company use NCB on 2 cars if i wanted to insure my 5 turbo and my daily driver? Also am I mean to speak to you or anybody?

Hi Penfold

I've replied to your PM

Regards

Dave

[Dave_FJ]

Just seen you can't get insured with FJ if you are under 25 :(


Sorry mate. Annoying I know as my other half is 23 and Admiral want a whopping £687 to insure her Ford Puma 1.7 this year with a 5000 limited mileage!! I work there and can't get covered! :cry:

[Penfold aka The Dealer]

FJ want £176.00 per year for my 5, fully comp and will have a greed value once everything is done. :)

[sphinX]

Sorry mate. Annoying I know as my other half is 23 and Admiral want a whopping £687 to insure her Ford Puma 1.7 this year with a 5000 limited mileage!! I work there and can't get covered! :cry:

Sucks don't it! Guess I will just have to stick with Direct Line for time being

[Dave_FJ]

FJ want £176.00 per year for my 5, fully comp and will have a greed value once everything is done. :)

Fantastic - Agreed value is really important if you have a nice car - you don't want to end up getting paid out for an 'average' car if the worst happens - It's dead easy too, you just have to fill out a vehicle condition form and send us some pictures!

Dave

[Dave_FJ]

Sucks don't it! Guess I will just have to stick with Direct Line for time being

Direct line wanted 4 figures to insure the Puma. How much did I wish I could think of a witty repartee about telephone numbers at the time!!

[c7borg]

Girl on the phone did say the underwriters had upped their game recently and were refusing on certain items.

I bet one of them is a roll cage :(

[Dave_FJ]

I bet one of them is a roll cage :(


Not necessarily mate, should be OK on a classic policy as long as it's not being used for racing.

Don't get me wrong - you're gonna pay a bit extra but we can cover it

Regards

Dave

[c7borg]

Not necessarily mate, should be OK on a classic policy as long as it's not being used for racing.

Don't get me wrong - you're gonna pay a bit extra but we can cover it

Regards

Dave
Can you still cover it if the engine is the back and it's been swapped for a Clio 172 engine?
I do use it for sprints and hillclimbs but I have seperate insurance whilst competiting.

[Dave_FJ]

Can you still cover it if the engine is the back and it's been swapped for a Clio 172 engine?
I do use it for sprints and hillclimbs but I have seperate insurance whilst competiting.

Only slightly modified in additon to the roll-cage then? :D

I very much doubt that we'll cover it but i'll ask the question when i'm back in the office tomorrow

[Ian S]

Dave,

I phoned FJ for the quote on my 1998 Fiat Cinquecento with it's minor mods.

And was told no they can't offer insurance for modified non classics, ie, a 10 year old car with filter, throttle body, manifolds, exhaust and suspension.

Only on classic policies, ie, cars more than 20 years old, can they insure modifications.

Would that be correct?

I'm currently fully comp with HIC / Chaucer who can. But I'm paying them far more for this 60 BHP Fiat that some of the RTOC members are paying on their 5GTT's!!

[jesus in the seat of a 5]

Dave you have a pm from my goodself, thanks.

[prez06]

heritage classic insurance are quite good