What car insurance company are you with? Please vote in this poll :)

Please vote both for the company and they type of cover:
Classic
Modified
Standard


I've left it with no close date so it rolls on and on.

The poll doesn't let you change you vote but I can change it.

So, if you already voted, then renewed with a different company please let me know and I'll change the vote to the new company you're with.

That way we keep a track of what the current popular companies are :)





Please add to this list companies that are known to insure our members:

Admiral
Adrian Flux
Allianz
Aviva
Brentacre
Chris Knott Insurance 01424 200477
Elephant
Footman James
Graham Sykes 01395 255 100. I've registered the RTOC with them so it should smooth the process for RTOC members in future.
GSI
Hagerty
www.heritage-quote.co.uk
HIC
Lancaster
Performance Direct
PeterJames
Sureterm
Sky

adrian flux are another on classic or modified

Adrian Flux
Graham Sykes

i used dna insurance was paying £350 ish, with 2 drivers and all mods declared :p

I tried getting a classic policy on a '92 Astra GTE 16v, ok its not a R5 but same era of hot hatch anyhow...

Adrian Flux
Elephant
FJ
HIC
Performance Direct
Sky
Graham Sykes

all the above quoted from £450 upwards to £2600!? and I'm 29 with 10 years driving experience (1 claim and 3 points 3 years ago)

In the end got it for £250 (could of been less if mileage reduced from 3000) with http://www.heritage-quote.co.uk/

HIC classic policy
up to 3000 miles
guaranteed value of £5000
all mod declared


b18
cage
no back seats

35 Newcastle
mirrored ncb

£550 :)

Lancaster - classic

Footman James

6000 miles per year

£299


:)

All mods, guaranteed value of £4k, 3000 miles.

£119.00 with Footman James.

DY2 Dudley

Connectic through Adrian Flux,
Agreed value,
Mods declared,
Fully Comp,
Limited 3000 miles,
No NCB due to traders policy last 10yrs,
RTOC declared;)
£155 all in
:)

Graham Sykes for me....

Shoppers tipped me off about Graham Sykes too

Clio fully comp, declared every single mod inc rollcage, coilovers, buckets, harnesses, brakes, powerflexed polybushes etc.

£494 with 7 years protected no claims

Sky Insurance wanted £950
Brentacre £600

Graham Sykes were very helpful and polite over the phone, highly recommended

:cool:

HIC just quoted me for a 2001 Clio 172, standard with no mods, 3000 miles, £1500 value, protected max NCB:

£550 TP,F&T
£625 FC.

It's all about where you live.

I went through the list last April to get ins on the 1.1 litre Fiat Cinquecento.

They mostly quoted:

£600 to £1000 !!!! FC, 3000 miles, £1500 value, some mods. They are avalable used with no mods in good condition for £600.

HIC and Avira were the only ones to really try and get the sale. Quoted about £360. I went for TP,F&C with HIC for £220 in the end as I was already with them. Insured to drive other cars and agreed valuation, but they didn't honour that and wouldn't do the valuation. I got a terse refusal with no explanation. I got the impression they didn't do it for anything under £2000.

I actually couldn't believe how good the quote was, she read out the list of modifications just to make sure I hadn't missed off the rollcage for that price!

Sky said it was the combination of rollcage and phase 1 Clio 172s going through a bad time that lead to their high qoute. They just couldn't get near to Sykes and Brentacre

Not a Renault but I insure the Subaru with Aviva. My renewal with HIC was getting near £700 last year. Aviva, fully comp, protected n/c, mod's declared - £317.

This was much lower than the so called specialists. I'm ringing them in the week to add the 5 to my policy and I'll let you know :agree:

Last year I was with Footman James - fully comp, mods declared etc for £430 had the renewal through last week and they wanted £583 :eek: so I rang them to see if they could do it any cheaper and they said they didn't even do discount for RTOC members :disagree:

So after ringing around I am now paying £291 - classic policy, fully comp, 8yrs NCB, with all mods, legal and breakdown cover from Graham Sykes. Well chuffed. :smokin:

They also said they will sort out agreed valuation if I send some photos in too. Just wish I had tried them last year.

sureterm £90

Just had a quote for the 19 Turbo from H.I.C. with Highway on a classic policy, I'm
36, 7yrs NCB (although not used on classic) RH postcode, parked on drive, 2k miles PA.


All mods declared inc rear cage & 170bhp power increase over standard
Track cover (non competitive)
Agreed value 4k

£521 if I fit a thatcham device (immob will do) F/C
2nd best was £568 with no track cover.

Quote:

---

Originally Posted by Robbo

sureterm £90

---

When looking around for Insurance I came across Sureterm, then done some research on the company, :crap: if you dont need to make any changes of details, make a claim or send any paperwork to them you will be fine.

With FJ and got £155 fully comp with agreed value

FJ wouldn't quote after asking how much power was increased by :disagree:

Quote:

---

Originally Posted by 5teve L

FJ wouldn't quote after asking how much power was increased by :disagree:

---

Had that same problem, great for non modified or slightly but no to big increase to power, with HIC for my black 5

Quote:

---

Originally Posted by Bigfoot

When looking around for Insurance I came across Sureterm, then done some research on the company, :crap: if you dont need to make any changes of details, make a claim or send any paperwork to them you will be fine.

With FJ and got £155 fully comp with agreed value

---

thats the plan:)

i have found that whoever i have insured my cars with none want to pay out etc

Footman James :)

just had my renewal through from footman james was £324 last year this year was £393 then i noticed iv stated 6k per year so rang and changed that to 3k per year and it dropped to £204.42p :) absolutely chuffed to bits.

had quotes off hic £406 and graham sykes £368

I changed to Graham Sykes from HIC. For the modified Fiat Cinquecento.

I've added a poll :)

I've left it with no close date so it rolls on and on.

It doesn't let you change you vote but i can change it.

So, if you already voted, then renewed with a different company please let me know and I'll change the vote to the new company you're with.

That way we keep a track of what the current popular companies are :)

I'm with privilege for the 172

04 plate standard car
6k miles PA
RH postcode
6 yrs NCB
All add ons (protected NCB etc)

under £400

Admiral multicar policy.

£0.86p

Downside is i have to pay it in full!;)

I just insured my 21turbo with Lancaster (classic) fully comp with all the extras, 5k limited mileage, Mods declared £230 :-)

Quote:

---

Originally Posted by MATT C Ringworm Tuning

Admiral multicar policy.

£0.86p

Downside is i have to pay it in full!;)

---

Ey hows that matt, serious will they even touch a modded gt?

Are you able to state whether you have to garage the car over night or not required next to. Your policy details.

When I researched insurance last year I had to go with a standard company because I would not be storing it in a garage over night.

Most companies offer a discount if garaged over night. Some refuse to insure if not garaged when in certain post codes, as you've found.

Quote:

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Originally Posted by philg

Ey hows that matt, serious will they even touch a modded gt?

---

It's my standard five mate. It's only really insured for being in the garage as its not useable at the moment.

Quote:

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Originally Posted by Ian S

Most companies offer a discount if garaged over night. Some refuse to insure if not garaged when in certain post codes, as you've found.

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I am just surprised that everyone garages their car at night all year round.

My gordini Turbo is insured with Adrian flux, fixed value and limited miles( iv just turned 25) and it comes to the measly sum of £168 a year!

Please add to this list companies that are known to insure our members:


http://www.allianz.co.uk/ :)

WORD of WARNING.

I have nothing but problems with Adrian Flux, denied recieving my paperwork TWICE, have cancelled my insurance, charging me over £112 for the remainder of the cancelled policy....

But would lower that to £48 if i took another policy out with them.... & that policy would now cost £457 instead of the £285 it was 6 weeks ago.....

Not going with them, & they can take me to court... & will post this story everytime somebody mentions whho to get insurance with.

I highly recoment Graham Sykes.

I had an aggravating time just getting a quote from Flux. Bullying, aggressive, annoying, argumentative, unpleasant, salesman.

Then after all that he said because they are owned by the same parent comapny, or whatever, as HIC, who I was already with, he couldn't quote anyway.

Quote:

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Originally Posted by Ian S

I had an aggravating time just getting a quote from Flux. Bullying, aggressive, annoying, argumentative, unpleasant, salesman.

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Defo the WORST insurance company out there... Still have 2 policies with them... Until i get round to moving them elsewhere....

also had problems with adrian flux in the past ,i would not use them again.

I've been with flux for 9 years never had a problem and they always beat a lower quote

Adrian Flux & HIC are owned by the same company

just paid my yearly sub with footman james very cheap :D

I've used flux for years and always been competitive and helpful on the phone for mods and changes etc.

however I've heard they are awful when it comes to a claim and actually paying out. touch wood I've never had to but I can't say it doesn't play on my mind, especially on the daily as it sees a lot of mileage.

as such there's a real possibility i'll be swapping this year to a competitor with a good rep for payouts for the daily and perhaps even the turbo next time if I decide to use it on the road more

Quote:

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Originally Posted by Penfold aka The Dealer

WORD of WARNING.

I have nothing but problems with Adrian Flux, denied recieving my paperwork TWICE, have cancelled my insurance, charging me over £112 for the remainder of the cancelled policy....

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They did EXACTLY the same to me years ago, C***S :mad:

Wouldnt touch em with a barge pole!

Peter James insurance.

All mods, 1500 miles, garaged, fully comp, BB postcode (dog ****!!)

£180

I'm happy with that:)

The 21's with lancaster classic

Fully comp, mods, all the extra's with 5k mileage

£220

Win!!

Just insured the 5 with lancaster

£125.10 all mods, full comp, garaged, 3 years ncb, np23 postcode

allways been with hic and there quote was £396.50 third party

Graham sykes.. My 5 (first car), im 21, mods declared cage,bucket seats,wheels,coilovers,frontmout etc fully comp £1300 cheapest i could find!

Just taken out insurance today with Sureterm - £123.82. I allowed my previous policy with Barry Grainger to lapse by 5 days (didn't use the car!) and they had to do a new quote which was £60 odd more, so naturally I told them to do one. :)