Anyone here got one of these policies on a standard R5GTT and if so, how much have you been able to agree?
Cheers.
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Anyone here got one of these policies on a standard R5GTT and if so, how much have you been able to agree?
Cheers.
I had agreed value of 3.5k on my old car.
5k but I think I'm going to try to up it come renewal, especially as I nearly stuffed it today when an mg came around a corner on my side of the road. See Steve I do drive it ;-)
trying to get mine valued but cant seem to find anybody to do it. any pointers anyone :scratch:Quote:
Originally Posted by Hoolio
Weren't the committee going to get involved in that?
Mines agreed at £4999, if it was £5k they wanted something like £1200 for the insurance :eek: lucky im only paying £500 for it.
My agreed value on my gtt is 2.5k, maybe i should have went higher:confused: Insurance is really cheap though..
could realy do with knowing the answer to that one?dont know what are the alternatives:confused:Quote:
Originally Posted by Hoolio
Cheers people.
Mine is on a classic insurance with Adrian Flux and they accepted my valuation with pictures. It does have limited use and mileage but was a very reasonable £190Quote:
Originally Posted by soapymech
Good to read!! :niceone:Quote:
Originally Posted by Hoolio
I'm currently in negotiation with my insurers over the value of my Raider. It's currently on an agreed valuation of £3500 but I'm thinking I want to up it to £5000ish like Hoolio but I don't want my policy to triple for the privlidge!
got 5k for damage to one side 3 month ago was 5600 to repair they said but they still will not agree on a 10k value :scratch:deffo need this from the club:worship:Quote:
Originally Posted by Big Steve - Raider
In the meantime, how about a list of insurance companies that do offer agreed valuation policies?
Dale, Steve L, fancy getting the ball rolling for starters, seeing as you guys have commented that you have that type of policy already.
HIC - 6 photos in total, I believe it was £15 to fill it online or £25 if by post.
mart QBE will give agreed value up to 5k but anything over they want a second opinion from the club they said if the club was not prepared to do this i should join another club:laugh:Quote:
Originally Posted by Mart
- HIC.
- QBE.
Cheers guys, keep em' coming :agree:
Cant remember who mine is with now, ill take a butchers when i get home. But i have an agreed value of £2500 and limited mileage policy of 10,000 per year all for the grand total of £172 a year, with 3 points on my licence.
There are a lot of times i wish i was 20 again, but not when it comes to insuring cars ;)
My current policy is with Flux but they wont up my agreed valuation saying they will only cover me for the price i paid. They wouldnt even offer me a higher premium for my requested value :scratch:
Anyway, since starting this thread ive been told Footman James are well worth a try so will be speaking to them. They accept cars from 15 years old and specialise in this sort of policy unlike Flux. Will update on my findings in due course.
I personally found Adrian Flux the most expensive and not as comprehensive as footman Jamees
Hence why my car is currently insured with footman James.
Classic Car Insurance - Agreed Valuation - Covered to the teeth:D (windscreen,uk&european breakdown cover etc etc etc) - Limited miles!
They have been very good so far, not the usual insurance nightmare:agree:
Willing to elaborate further if anyone wants more information:agree:
Carry on fella :agree:Quote:
Originally Posted by Wallace
- HIC.
- QBE.
- Footman James.
Does Footman James do a multi-car/ncb mirror policy per chance?
Quote:
Originally Posted by Mart
Not a clue i'm afraid......:scratch:
I think Graham Sykes do it aswell mart
They state it as "Specialist Vehicle Insurance"Quote:
Originally Posted by Mart
Overview of my personal policy/cover:
Just realised that the girlfriend is on it too:laugh: - "don't go anywhere near my toy Mrs":laugh:
£198 per year (all mods declared: lowered 20mm/dump valve (fitted too benifit the turbo of course:D)/s/s side exit exhuast - I've informed them of this because personally i consider it peace of mind should i end up in a ditch!!
Agreed Value of £3000 (Thought it was more:scratch::devil:) and car is garged every night
£125 excess -Limited to 4500miles per year - 35 days european cover on vehicle plus European Travel Insurance (incl: breakdown!)- £250 audio equip - Personal Accident Benefit up to £2500 incl: Road Rage:mad::devil: - Legal Protection - Certain Medical Expenses....etc etc there is more and a little book full of it.......
It is a very comprehensive policy to what i'm used too, if you want a copy of the document i can scan it and send it...............
Hope this is of help:agree:
Top stuff, cheers :agree:
I'll be sure to give F.J a call come renewal time. If they can offer a multi-car policy as well, that'll be a double bonus for sure.
Cheers for that other one, Kris :agree:
I believe they mirror the NCB as I think they did it with my parents classic car and normal car. unless they said they dont count NCB on the classic and just put it on the other car.Quote:
Originally Posted by Mart
Graham Sykes was a top insurance company and very helpful and understood the mods rather than just writing down a list, some insurance companies im always worried they dont understand what your talking about and they dont cover what your car has had done to it.Quote:
Originally Posted by Kris M
hence why we need club involvment.cant understand why the club cant do values on mass at meetings we realy need this to happen because firstly it will raise the status of these cars secondly it will stop mr insurance man giving us all book value .there are realy not many 5s left we need the real value of these cars considering the amount of time and money we throw at them. come on commitee yes or no put me out of my missery its been quite some time you have been debating thisQuote:
Originally Posted by Bigfoot
No the club doesnt want to help!Quote:
Originally Posted by soapymech
Just digging up this old thread.
Im going to be insuring my gtt very soon i hope, currently have my daily driver with privilege, they will not do a two car policy, so marts list gives me a good place to start.
I only do 5000 miles a year, im 34, 10 years ncb and garage.
Im looking for a policy that will allow me 2 cars or a mirrored ncb with an agreed valuation on the gtt.
How do i agree this? i have spent at last count nearly 8k building this car, i know its only worth what someone would pay for it maybe 3-4k but if some old lady smashes into me and i get a 3k pay out thats a bit of cash and my time gone. Will they cover my gt for such a large amount or is 5k about the max cover for a gtt?
Also do any of the above have a trackday cover?
You will have to look at agreed value. Yes they can agree for a lot more, but you need to prove that its worth that amount, normally by photos or somebody inspecting it from the insurance company if you dont agree with the value they think its worth
For mirrored you just need to speak to them to see if they will do this. HIC will and you also gain your NCB as well on the 2nd car. I have done this for 4 years, so I have my 10 years NCB and 4 years on a second car.
Thanks for that :)
phil
Correct. My agreed value is with this company:agree:Quote:
Originally Posted by Bigfoot
Just today sorted mine out for the next year. Sacked Flux in favour of Footman James.
For those that are curious or looking for similar, i agreed,
Fully Comp Classic Policy
3000 miles a year
Guaranteed Value £4,000
Garaged
Aged 32 :mart:
£166
Good to hear Tones! ;)
As per the Footman James thread I renewed my Insurance earlier this week:
£5000 Agreed Value
UK & European Breakdown Assistance
3000 mile yearly limit
Fully Comprehensive
Aged 35
£179.40 :yeah:
I also phoned them up the other day to ask about putting my alternative wheels on the car & they told me that it's no problem to put different wheels on the car at no extra charge as long as they are roadworthy & suitable for the car! ;)
:agree: Footman James FTW
Rah what's your details i.e. age and NCB? I'm with Adrian Flux on limited mileage and am paying £427... I'm 26 with 6 years NCB.Quote:
Originally Posted by Hoolio