Re: insuring multiple cars
It's sounds grey at your insurers but not at Quinn's. If you went with them, I'd be all over the small print if I were you.
It's a risk I couldn't take. If you get into an accident and they ivestigate you, you'll be cr*pping your pants, especially if they find out you are an RTOC member.
Let us know how you get on.
Re: insuring multiple cars
I'm still not buying it, sorry.
How do you explain the situation to the copper if his anpr-equipped car pulls you over, which is probably gonna be a regularly occurance given the car will have no insurance against it on the database.
Is it worth the 6 points to find out the hard way? That's unless of course you can get something in black & white from the insurance company before-hand stating that it is ok to drive an uninsured car & still be covered 3rd party. If they do that, well, I'll be fecking gobsmacked, and wondering why I've been insuring ropey old run-arounds over the years!
Mind you, if you ever did hit & hurt someone, god forbid, in said 'uninsured' car, I wonder if the insurance company will pay out, and not leave you to pick up the pieces?
Re: insuring multiple cars
in this situation i think you need to email the insurance company outlining in black and white exactly what you propose and see if you can get a black and white response that dosent have any small print etc.
That is the only way i would trust this.
Re: insuring multiple cars
Quote:
Originally Posted by
djinuk
in this situation i think you need to email the insurance company outlining in black and white exactly what you propose and see if you can get a black and white response that dosent have any small print etc.
That is the only way i would trust this.
:agree:
Re: insuring multiple cars
Quote:
Originally Posted by
Mart
I'm still not buying it, sorry.
How do you explain the situation to the copper if his anpr-equipped car pulls you over, which is probably gonna be a regularly occurance given the car will have no insurance against it on the database.
Is it worth the 6 points to find out the hard way? That's unless of course you can get something in black & white from the insurance company before-hand stating that it is ok to drive an uninsured car & still be covered 3rd party. If they do that, well, I'll be fecking gobsmacked, and wondering why I've been insuring ropey old run-arounds over the years!
Mind you, if you ever did hit & hurt someone, god forbid, in said 'uninsured' car, I wonder if the insurance company will pay out, and not leave you to pick up the pieces?
That's what happened to my mate,i dont actually have a policy with quinn,my mate does,he was yanked due to it flagging up that the vehicle was'nt insured,he argued that he was,the copper then phoned through & the lady at quinn told him he was covered.
obviously the policy has the drive any car advantage,but it does'nt cover your car overnight for theft/damage etc